Robert Dray is the Director of Trust Special Assets, SVP & Assistant Secretary at First Citizens Bank & Trust. He is a thought leader in the Trust Unique Assets discipline and leads a national team in the management of Unique Assets in highly dynamic and regulated environments. Robert has 40 years of overall banking experience that includes mergers and acquisitions, construction and development lending, commercial loan workout, and managing a bank Other Real Estate Owned (OREO) group. He also has 35+ years of experience related to the valuation and management of real property and is a State Certified Real Estate Appraiser. Prior to joining First Citizens Robert was the National Director of Trust Unique Assets at Edward Jones Trust Company and prior to that was a Regional Director of Trust Unique Assets for Fifth Third Bank.
